Full dealership deal structuring in one place — front-end gross, back-end F&I, payment solving, LTV checks, and reserve. Stop toggling between desks.
Front-end gross is the profit on the vehicle itself — the difference between what you paid for it and what the customer pays. Back-end gross is the profit from F&I products like warranties, GAP insurance, and financing reserve. The deal desk tracks both separately so you see total deal profitability.
You enter the customer's target monthly payment and the tool works backwards to show what selling price, term, and rate combination achieves that payment. It flags scenarios where the required selling price is below cost so you know before you present numbers.
Loan-to-value (LTV) is the loan amount divided by the vehicle's value. Lenders have LTV limits — typically 120-130% for used vehicles — and deals above the limit often get declined or require a larger down payment. The LTV flag helps you catch problem deals before they go to the finance office.
The Deal Desk Pro is a structuring and analysis tool, not a DMS replacement. It's designed to help you work numbers quickly before they're committed to your DMS — so you present the right deal the first time instead of reworking it multiple times.